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Home / Plans - Plan Reward

Plan Reward

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overview

PATIENCE PAYS. ACCESS YOUR FULL GOAL
AMOUNT - AND MORE

Plan Reward (formerly Tribe – Last Position Takeout) is designed for users who stay consistent and complete all their contributions. Once your plan term ends, you receive your full goal amount plus an added reward gain, recognising your discipline and long-term commitment.
Your Plan Reward balance can also be linked to the Reward Card, giving you secure access to spend or withdraw approved funds directly from your earned reward - no loans, no credit exposure.

HOW IT WORKS

1

Complete all contributions for your goal plan.

2

Unlock your full payout plus your earned reward gain.

3

Link to your Reward Card for instant access to approved funds.

KEY BENEFITS

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Receive your total goal amount plus a reward gain

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Encourages long-term planning and financial discipline

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Eligible users can access funds through the Reward Card

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Reward gains can offset future early-access costs (like Plan Advance)

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Funds are safeguarded under Ajopro’s PSP trust structure

BENEFIT TO YOU

Stay financially agile without falling into debt - access what you need now while maintaining progress toward your long-term goal.

COMPARISON SNAPSHOT

Feature

Plan Reward

Plan Boost

Plan Advance

Plan Duo

Purpose

Build value through completion

Access part of your plan when needed

Access your goal earlier within your plan

Balance access and completion across plans

Access Timing

At plan completion

During your plan (partial access)

Earlier within your plan cycle

Alternating access and completion cycles

Cost / Benefit

Earn a benefit at completion

Fixed cost, balanced within your plan

Fixed cost, offset over time

Cost and benefit balance out

How It Works

Contribute and complete your plan to earn a benefit

Use part of your plan without stopping progress

Access your full goal earlier with a fixed cost

Split your plan between access and completion

System Impact

Strengthens your plan progression

Improves flexibility within your plan

Uses your plan position for early access

Maintains balance across multiple plans

Your Goals. Your Way.
Your Balance.

Every plan brings you closer to Net-Zero Interest™ - where costs and rewards
even out, and no one pays more than what’s fair.
Choose the plan that fits your journey and start building financial freedom, one
contribution at a time.